Employment Practices Liability

Employers are increasingly vulnerable to employment related claims due to ever evolving EU and Irish legislation. The growing awareness amongst employees of their rights has also given employees a stronger position to seek compensation for wrongful employment acts. The financial consequences of these legal events can have a disruptive and negative impact on an organisations reputation, staff morale, time and resources.

We have developed Employment Practices Liability Insurance (EPLI) as a standalone policy to safeguard your organisation against wrongful employment practice claims which could result in financial loss to your organisation.

Summary of Cover

• Our policy provides protection to the Employer (Insured Organisation) as well as their Employees (Insured Persons).
• Employees include full-time, part-time, temporary and seasonal employees including contracted and seconded individuals. Our policy also protects past, present and/or future employees.
• EPLI covers the cost of defending a claim in court, any judgments and awards and the costs of settlements prior to a hearing or settled through mediation.
• The policy is written on a Claims Made and Reported Basis. This means that it will provide cover for claims which arise from a Wrongful Employment Practice which is first made against the Insured during the period of Insurance.
• Limits of indemnity of up to €5 million are available.

---